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Ripio’s wFiat stablecoins are fully collateralized tokens pegged 1:1 to Latin American currencies. Issued and governed by a Ripio subsidiary, they bring local currencies on-chain so people and businesses can hold, send, pay and build in their own unit of account, without converting to USD. On EVM chains, all tokens are standard ERC-20s with 18 decimals, and each one uses the same contract address on every chain where it’s deployed. On Tempo they follow Tempo’s native TIP-20 standard, with 6 decimals and different addresses. See Contracts for the full list of addresses and networks.

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What you can use them for

  • Hold and save in local currency. Keep a balance in ARS, BRL, MXN, COP, PEN or CLP on-chain, without converting to USD.
  • Payments and transfers. Send instant, low-cost transfers between wallets, or pay merchants and peers.
  • FX and remittances. Move value on-chain in local stablecoins and swap only at the endpoints.
  • DeFi. Trade, provide liquidity, or use them as collateral on networks such as Ethereum, Base, World Chain, Polygon, BNB Smart Chain and Gnosis.
  • Treasury. Manage local-currency treasury and rebalancing for your business.

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How to get wFiat

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Buy them yourself

ramp.ripio.com

If you live in one of the countries of the wFiat currencies, buy and sell them with a local payment method. It’s the commercial demo of our Ramps product.

Uniswap

Swap wFiat on-chain on most of the chains where they’re deployed. The link opens wARS as an example.

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Offer them to your users

Ramps

Your users pay in local currency and receive wFiat at their wallet, or send wFiat and get paid out to their bank account.

Crypto as a Service

Your users buy, sell and hold wFiat in a crypto account inside your product.

OTC

For larger volumes, cross-border flows and treasury operations, contact the team to operate OTC.

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Move them between chains

The Ripio Bridge moves wFiat between supported chains with a burn-and-mint model and a single contract call. You can also use it from the web at bridge.ripio.com.

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Resources