> ## Documentation Index
> Fetch the complete documentation index at: https://docs.ripio.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Get Investor Profile Status

> **Brazilian accounts only.** Returns whether the customer needs to answer the investor questionnaire, and their latest profile.

Read `status` to decide what to do: `REQUIRED` and `EXPIRED` block orders, sessions and destination accounts (`20100`); `REQUIRED_SOON` and `EXPIRING_SOON` do not block yet, and `deadline` tells you until when. Accounts the investor profile does not apply to always get `NOT_REQUIRED`.

The status changes with time — a valid profile becomes `EXPIRING_SOON` and then `EXPIRED` — so re-check it instead of storing it. See [Investor Profile (Brazil)](/ramps-api/investor-profile/introduction).



## OpenAPI

````yaml ramps-api/openapi.json GET /api/v1/customers/{customerId}/investorProfile/
openapi: 3.1.0
info:
  title: Ripio Ramp API
  version: v1
  description: >-
    API for Ripio ramp services, enabling partners to integrate On-Ramp,
    Off-Ramp, customer management, KYC processes, and other financial
    functionalities. This API is RESTful, uses JSON for requests and responses,
    and standard HTTP status codes. This document is based on the
    'onramp-api.pdf' provided and aims to be compliant with OpenAPI
    Specification v3.1.0. The PDF indicates that the API documentation is a
    draft and subject to change.
servers:
  - url: https://skala-sandbox.ripio.com
    description: Sandbox environment
  - url: https://skala.ripio.com
    description: Production environment
security:
  - BearerToken: []
tags:
  - name: Authentication
    description: Operations related to API authentication and authorization.
  - name: Support Tickets
    description: >-
      Operations for raising and tracking customer support tickets with Ripio's
      support team. This feature must be enabled for your account by the Ripio
      team.
  - name: Customers
    description: Operations related to customer management.
  - name: KYC
    description: Operations related to Know Your Customer processes.
  - name: Investor Profile
    description: >-
      Brazilian accounts only: the investor-profile (suitability) questionnaire
      required by Resolução BCB nº 520/2025.
  - name: Fiat Accounts
    description: Operations related to managing fiat accounts and their requirements.
  - name: Quotes
    description: Operations related to obtaining and managing conversion quotes.
  - name: On-Ramp
    description: Operations related to fiat-to-crypto (on-ramp) processes.
  - name: Off-Ramp
    description: Operations related to crypto-to-fiat (off-ramp) processes.
  - name: Refunds
    description: >-
      Operations for returning the money of an on-ramp or off-ramp operation
      that could not be completed. Each ramp must be enabled for your account by
      the Ripio team.
  - name: Transactions
    description: Operations related to listing and managing all transaction types.
  - name: Networks
    description: >-
      Operations related to retrieving available deposit and withdrawal
      networks.
  - name: Rates
    description: Operations related to retrieving market rates.
  - name: Transaction Limits
    description: >-
      Operations related to retrieving per-transaction limits by currency and
      ramp operation.
  - name: Sandbox
    description: Operations specific to the sandbox environment for testing purposes.
  - name: Webhooks
    description: Webhook event notifications from Ripio Ramp API.
  - name: Sell and Pay
    description: >-
      Endpoints for managing Sell and Pay transactions, which allow customers to
      convert cryptocurrency to fiat currency and pay merchants via QR codes
paths:
  /api/v1/customers/{customerId}/investorProfile/:
    get:
      tags:
        - Investor Profile
      summary: Get Investor Profile Status
      description: >-
        **Brazilian accounts only.** Returns whether the customer needs to
        answer the investor questionnaire, and their latest profile.


        Read `status` to decide what to do: `REQUIRED` and `EXPIRED` block
        orders, sessions and destination accounts (`20100`); `REQUIRED_SOON` and
        `EXPIRING_SOON` do not block yet, and `deadline` tells you until when.
        Accounts the investor profile does not apply to always get
        `NOT_REQUIRED`.


        The status changes with time — a valid profile becomes `EXPIRING_SOON`
        and then `EXPIRED` — so re-check it instead of storing it. See [Investor
        Profile (Brazil)](/ramps-api/investor-profile/introduction).
      operationId: getInvestorProfileStatus
      parameters:
        - $ref: '#/components/parameters/CustomerId'
      responses:
        '200':
          description: Investor profile status retrieved successfully.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/InvestorProfileStatusResponse'
              examples:
                Valid:
                  summary: Valid profile
                  value:
                    status: VALID
                    deadline: null
                    investorProfile:
                      profile: AGGRESSIVE
                      description: >-
                        Você tolera alta volatilidade e possíveis perdas em
                        busca de maior rentabilidade.
                      questionnaireVersion: 1
                      createdAt: '2026-10-01T12:34:56.789012Z'
                      validUntil: '2027-10-01T12:34:56.789012Z'
                      answers:
                        - questionId: familiarity_experience
                          questionText: >-
                            Como você descreveria sua experiência e seu
                            conhecimento com ativos virtuais?
                          answerId: invests_regularly
                          answerText: Invisto regularmente
                        - questionId: investment_goal
                          questionText: >-
                            Quando você investe, qual é o seu principal
                            objetivo?
                          answerId: maximize_returns
                          answerText: Maximizar os ganhos, mesmo correndo algum risco
                        - questionId: investment_horizon
                          questionText: >-
                            Por quanto tempo você pretende manter seus ativos
                            virtuais?
                          answerId: more_than_3_years
                          answerText: Mais de 3 anos
                        - questionId: drawdown_reaction
                          questionText: >-
                            Se o seu investimento caísse 30% em um mês, o que
                            você faria?
                          answerId: buy_more
                          answerText: Aproveitaria para comprar mais barato
                        - questionId: savings_allocation
                          questionText: >-
                            Que parte das suas economias você pretende destinar
                            a investimentos?
                          answerId: most_savings
                          answerText: A maior parte (mais de 50%)
                ExpiringSoon:
                  summary: >-
                    Valid profile that expires within 30 days — ask the customer
                    to renew
                  value:
                    status: EXPIRING_SOON
                    deadline: '2026-10-20T09:15:00.000000Z'
                    investorProfile:
                      profile: AGGRESSIVE
                      description: >-
                        Você tolera alta volatilidade e possíveis perdas em
                        busca de maior rentabilidade.
                      questionnaireVersion: 1
                      createdAt: '2025-10-20T09:15:00.000000Z'
                      validUntil: '2026-10-20T09:15:00.000000Z'
                      answers:
                        - questionId: familiarity_experience
                          questionText: >-
                            Como você descreveria sua experiência e seu
                            conhecimento com ativos virtuais?
                          answerId: invests_regularly
                          answerText: Invisto regularmente
                        - questionId: investment_goal
                          questionText: >-
                            Quando você investe, qual é o seu principal
                            objetivo?
                          answerId: maximize_returns
                          answerText: Maximizar os ganhos, mesmo correndo algum risco
                        - questionId: investment_horizon
                          questionText: >-
                            Por quanto tempo você pretende manter seus ativos
                            virtuais?
                          answerId: more_than_3_years
                          answerText: Mais de 3 anos
                        - questionId: drawdown_reaction
                          questionText: >-
                            Se o seu investimento caísse 30% em um mês, o que
                            você faria?
                          answerId: buy_more
                          answerText: Aproveitaria para comprar mais barato
                        - questionId: savings_allocation
                          questionText: >-
                            Que parte das suas economias você pretende destinar
                            a investimentos?
                          answerId: most_savings
                          answerText: A maior parte (mais de 50%)
                Expired:
                  summary: >-
                    Expired profile — the customer is blocked until they answer
                    again
                  value:
                    status: EXPIRED
                    deadline: null
                    investorProfile:
                      profile: AGGRESSIVE
                      description: >-
                        Você tolera alta volatilidade e possíveis perdas em
                        busca de maior rentabilidade.
                      questionnaireVersion: 1
                      createdAt: '2025-09-15T09:15:00.000000Z'
                      validUntil: '2026-09-15T09:15:00.000000Z'
                      answers:
                        - questionId: familiarity_experience
                          questionText: >-
                            Como você descreveria sua experiência e seu
                            conhecimento com ativos virtuais?
                          answerId: invests_regularly
                          answerText: Invisto regularmente
                        - questionId: investment_goal
                          questionText: >-
                            Quando você investe, qual é o seu principal
                            objetivo?
                          answerId: maximize_returns
                          answerText: Maximizar os ganhos, mesmo correndo algum risco
                        - questionId: investment_horizon
                          questionText: >-
                            Por quanto tempo você pretende manter seus ativos
                            virtuais?
                          answerId: more_than_3_years
                          answerText: Mais de 3 anos
                        - questionId: drawdown_reaction
                          questionText: >-
                            Se o seu investimento caísse 30% em um mês, o que
                            você faria?
                          answerId: buy_more
                          answerText: Aproveitaria para comprar mais barato
                        - questionId: savings_allocation
                          questionText: >-
                            Que parte das suas economias você pretende destinar
                            a investimentos?
                          answerId: most_savings
                          answerText: A maior parte (mais de 50%)
                Required:
                  summary: Never answered, enforced — the customer is blocked
                  value:
                    status: REQUIRED
                    deadline: null
                    investorProfile: null
                RequiredSoon:
                  summary: >-
                    Never answered, before enforcement starts — the customer can
                    still operate
                  value:
                    status: REQUIRED_SOON
                    deadline: '2026-10-30T03:00:00Z'
                    investorProfile: null
                NotRequired:
                  summary: The investor profile does not apply to your account
                  value:
                    status: NOT_REQUIRED
                    deadline: null
                    investorProfile: null
        '401':
          description: Unauthorized - Invalid or missing access token.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ErrorResponse'
              example:
                code: 40001
                type: NotAuthenticated
                detail:
                  message: Authentication credentials were not provided.
                  code: not_authenticated
                status: 401
        '404':
          description: >-
            Not Found - the customer does not exist or does not belong to your
            account.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ErrorResponse'
              example:
                code: 40004
                type: NotFound
                detail:
                  message: Not found.
                  code: not_found
                status: 404
components:
  parameters:
    CustomerId:
      name: customerId
      in: path
      required: true
      description: Unique identifier for the customer.
      schema:
        type: string
        format: uuid
      example: 8142b065-79c4-4f48-9e33-11b17bc658d4
  schemas:
    InvestorProfileStatusResponse:
      type: object
      properties:
        status:
          type: string
          enum:
            - NOT_REQUIRED
            - REQUIRED_SOON
            - REQUIRED
            - VALID
            - EXPIRING_SOON
            - EXPIRED
          description: >-
            Where the customer stands. Only `REQUIRED` and `EXPIRED` block
            operations.


            - `NOT_REQUIRED`: the investor profile does not apply to your
            account (not a Brazilian account, or not enabled).

            - `REQUIRED_SOON`: no valid profile yet, but enforcement has not
            started. The customer can still operate until `deadline`.

            - `REQUIRED`: no profile, and it is enforced. Orders, sessions and
            destination accounts are refused with `20100`.

            - `VALID`: valid profile with more than 30 days left.

            - `EXPIRING_SOON`: valid profile that expires within 30 days. The
            customer can still operate; ask them to renew before `deadline`.

            - `EXPIRED`: the latest profile expired. Orders, sessions and
            destination accounts are refused with `20100`.
          example: VALID
        deadline:
          type:
            - string
            - 'null'
          format: date-time
          description: >-
            When the customer stops being able to operate without answering.
            Only set for `REQUIRED_SOON` (the start of enforcement) and
            `EXPIRING_SOON` (the profile's expiry, or the start of enforcement
            if that is later); `null` otherwise.
          example: null
        investorProfile:
          description: >-
            The customer's latest profile, or `null` if they never answered. For
            `EXPIRED` it is the expired profile, returned for reference. The
            profile belongs to the person, so it may also be present with
            `NOT_REQUIRED` if they answered it through another integration.
          oneOf:
            - $ref: '#/components/schemas/InvestorProfile'
            - type: 'null'
      required:
        - status
        - deadline
        - investorProfile
    ErrorResponse:
      type: object
      properties:
        code:
          type: integer
          description: Application-specific error code.
        type:
          type: string
          description: Type of error or exception.
        detail:
          type:
            - object
            - array
          description: >-
            Error details. The shape depends on the error:


            - Most business errors return an object with a `message` key.

            - Field validation errors return an object keyed by field name, each
            holding an array of `{ message, code }`.

            - Request-level validation errors (e.g. a missing query parameter)
            return a bare array of `{ message, code }`.
          properties:
            message:
              type: string
              description: Detailed error message.
          additionalProperties: true
        status:
          type: integer
          description: HTTP status code.
      required:
        - code
        - type
        - detail
        - status
    InvestorProfile:
      type: object
      properties:
        profile:
          type: string
          enum:
            - CONSERVATIVE
            - MODERATE
            - AGGRESSIVE
          description: >-
            The resulting risk profile. Stable identifier: use it as a
            translation key.
          example: AGGRESSIVE
        description:
          type: string
          description: Description of the profile, in Portuguese.
          example: >-
            Você tolera alta volatilidade e possíveis perdas em busca de maior
            rentabilidade.
        questionnaireVersion:
          type: integer
          description: Version of the questionnaire that was answered.
          example: 1
        createdAt:
          type: string
          format: date-time
          description: When the answers were submitted.
          example: '2026-10-01T12:34:56.789012Z'
        validUntil:
          type: string
          format: date-time
          description: 'When the profile expires: one year after `createdAt`.'
          example: '2027-10-01T12:34:56.789012Z'
        answers:
          type: array
          items:
            $ref: '#/components/schemas/InvestorProfileAnswer'
      required:
        - profile
        - description
        - questionnaireVersion
        - createdAt
        - validUntil
        - answers
    InvestorProfileAnswer:
      type: object
      description: >-
        An answer as it was given, with the texts of the questionnaire version
        the customer answered — so it stands on its own as evidence even after
        the questionnaire changes.
      properties:
        questionId:
          type: string
          example: familiarity_experience
        questionText:
          type: string
          example: >-
            Como você descreveria sua experiência e seu conhecimento com ativos
            virtuais?
        answerId:
          type: string
          example: invests_regularly
        answerText:
          type: string
          example: Invisto regularmente
      required:
        - questionId
        - questionText
        - answerId
        - answerText
  securitySchemes:
    BearerToken:
      type: http
      scheme: bearer
      bearerFormat: JWT
      description: >-
        Access token obtained via
        [/oauth2/token/](/ramps-api/authentication/acquire-access-token). Use as
        `Authorization: Bearer <access_token>`.

````

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