> ## Documentation Index > Fetch the complete documentation index at: https://docs.ripio.com/llms.txt > Use this file to discover all available pages before exploring further. # Create Deposit Account > Creates the customer's deposit account on demand, prior to the on-ramp flow. If the provider does not require prior account creation, returns `200 OK` with no side effects. The customer must have an approved KYC before calling this endpoint. ## OpenAPI ````yaml ramps-api/openapi.json POST /api/v1/customers/{customerId}/fiatAccount/ openapi: 3.1.0 info: title: Ripio Ramp API version: v1 description: >- API for Ripio ramp services, enabling partners to integrate On-Ramp, Off-Ramp, customer management, KYC processes, and other financial functionalities. This API is RESTful, uses JSON for requests and responses, and standard HTTP status codes. This document is based on the 'onramp-api.pdf' provided and aims to be compliant with OpenAPI Specification v3.1.0. The PDF indicates that the API documentation is a draft and subject to change. servers: - url: https://skala-sandbox.ripio.com description: Sandbox environment - url: https://skala.ripio.com description: Production environment security: - BearerToken: [] tags: - name: Authentication description: Operations related to API authentication and authorization. - name: Support Tickets description: >- Operations for raising and tracking customer support tickets with Ripio's support team. This feature must be enabled for your account by the Ripio team. - name: Customers description: Operations related to customer management. - name: KYC description: Operations related to Know Your Customer processes. - name: Fiat Accounts description: Operations related to managing fiat accounts and their requirements. - name: Quotes description: Operations related to obtaining and managing conversion quotes. - name: On-Ramp description: Operations related to fiat-to-crypto (on-ramp) processes. - name: Off-Ramp description: Operations related to crypto-to-fiat (off-ramp) processes. - name: Transactions description: Operations related to listing and managing all transaction types. - name: Networks description: >- Operations related to retrieving available deposit and withdrawal networks. - name: Rates description: Operations related to retrieving market rates. - name: Transaction Limits description: >- Operations related to retrieving per-transaction limits by currency and ramp operation. - name: Sandbox description: Operations specific to the sandbox environment for testing purposes. - name: Webhooks description: Webhook event notifications from Ripio Ramp API. - name: Sell and Pay description: >- Endpoints for managing Sell and Pay transactions, which allow customers to convert cryptocurrency to fiat currency and pay merchants via QR codes paths: /api/v1/customers/{customerId}/fiatAccount/: post: tags: - Customers summary: Create Deposit Account description: >- Creates the customer's deposit account on demand, prior to the on-ramp flow. If the provider does not require prior account creation, returns `200 OK` with no side effects. The customer must have an approved KYC before calling this endpoint. operationId: createDepositAccount parameters: - name: customerId in: path required: true description: Unique identifier of the customer. schema: type: string format: uuid requestBody: required: true description: Payment method type for the deposit account. content: application/json: schema: $ref: '#/components/schemas/CreateDepositAccountRequest' responses: '200': description: >- Provider does not require prior account creation. No action was taken. content: application/json: schema: type: object example: {} '201': description: Deposit account created successfully. content: application/json: schema: type: object example: {} '400': description: Bad Request - e.g., KYC not approved or missing required fields. content: application/json: schema: $ref: '#/components/schemas/ErrorResponse' examples: kycNotApproved: summary: KYC not approved value: code: 40010 type: KycNotApprovedException detail: message: Customer KYC is not approved. status: 400 '401': description: Unauthorized - Invalid or missing access token. content: application/json: schema: $ref: '#/components/schemas/ErrorResponse' example: code: 40001 type: NotAuthenticated detail: message: Authentication credentials were not provided. code: not_authenticated status: 401 '404': description: Not Found - Customer not found or inactive. content: application/json: schema: $ref: '#/components/schemas/ErrorResponse' example: code: 40004 type: NotFound detail: message: Not found. code: not_found status: 404 components: schemas: CreateDepositAccountRequest: type: object properties: paymentMethodType: type: string description: The payment method type for the deposit account. example: bank_transfer required: - paymentMethodType ErrorResponse: type: object properties: code: type: integer description: Application-specific error code. type: type: string description: Type of error or exception. detail: type: object properties: message: type: string description: Detailed error message. additionalProperties: true status: type: integer description: HTTP status code. required: - code - type - detail - status securitySchemes: BearerToken: type: http scheme: bearer bearerFormat: JWT description: >- Access token obtained via [/oauth2/token/](/ramps-api/authentication/acquire-access-token). Use as `Authorization: Bearer `. ````